If you eat beef, you're probably using a maximized system. It's a commodity, and every part of the chain is under huge pressure to increase yield and cut corners. The animals are pushed to the brink, and so are the humans that work on them.
And if you keep your money in the bank, it's likely that the same thing is happening. Every investment is chosen for maximum short term benefit, because that's the only way for the bank to beat the other banks.
A race to the bottom.
The challenge gets worse when a maximized system is pushed just a little further. "Maximized" means that more demands and more inputs lead to degradation, lower output and eventual system failure.